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AI-Powered Retirement Planning
See what's missing from your retirement plan.
Meet Grace AI, your retirement guide. She finds the gaps and helps you take the next step with clarity.
Start with GraceConversational AI for retirement.
Here's how it works
Tell Grace what's on your mind
Pick the retirement question that matters most to you right now.
30 secondsShe asks a few follow-up questions
Grace listens, learns your situation, and connects the dots you didn't see.
A few minutesYou get a personalized plan
A retirement clarity plan with specific steps, timelines, and dollars saved.
Yours to keepConversational AI for Retirement
Built by people who've sat across the table from thousands of retirees.
These are the questions that keep people up at night. Grace helps you work through them, by text, by voice, at your pace.
When should I retire?
See how different ages change your income, benefits, and readiness.
Will my money last?
Understand your income vs. spending picture across decades.
Am I paying too much in taxes?
Learn how withdrawal timing and account types affect your tax bill.
What about healthcare?
Navigate Medicare, coverage gaps, and out-of-pocket costs.
What will I actually do?
Purpose, health, faith, travel, and the life you want to design.
Ask anything, anytime.
New mattress, family money talk, or just venting. Grace is here for all of it.
Tell Grace what's on your mind. She'll build your plan.
Pick the plan that fits where you are. Grace takes it from there.
The big-picture plan
Retirement Clarity Plan
You're within a few years of retiring and the big decisions feel overwhelming. Grace finds the gaps in your timeline and gives you a clear 30-day action plan.
Your money confidence check
Financial Wellness Plan
Grace runs a complete financial health check, finds the weak spots causing you stress, and gives you a prioritized plan to fix what matters first.
Design what comes next
Purpose & Legacy Plan
You've got the money part figured out, but what will you actually do? Grace helps you design a life with purpose, meaning, and legacy beyond the paycheck.
Grace doesn't ask for your Social Security number, account numbers, or financial details. Just a conversation.
Featured Retirement Guides
Expert articles on the decisions that matter most. Free, fact-checked, updated for 2026.
4% rule, bucket strategy, and guardrails compared.
Break-even analysis and spousal strategies by age.
Why you can't stop worrying and what actually helps.
Who are you when the business card goes away?
Voice Conversation
Hear Grace in action
Grace's voice is powered by ElevenLabs to deliver natural, emotionally precise speech.
Talk to Grace by VoiceQuestions & Answers
Things people usually ask.
What is Grace AI? +
Grace is a retirement expert you can talk to any time. She answers your hardest questions about Social Security, Medicare, and whether your money will last, all in plain language. She remembers every conversation so you never have to repeat yourself.
What does my first day look like? +
You get a welcome email with a link to create your account. Once you are in, Grace introduces herself and starts learning about your situation. Your first conversation usually lasts about 10 minutes, and Grace remembers everything for next time.
Is Grace giving me financial advice? +
No. Grace explains and organizes, but she never tells you what to do with your money. That said, Grace will find gaps and hidden risks that advisors often miss. For specific decisions, she will always recommend you talk to a licensed professional.
Is my information private? +
Yes. Your conversations are private to your account. We don't sell your data. You can delete anything you've shared with Grace any time.
What if Grace can't answer something? +
She will tell you honestly and point you to the right resource or professional. Grace does not pretend to know what she does not.
What if I don't like it? +
If you do not love Grace within 7 days, just email us and we will refund you, no questions asked.
How does pricing work? +
The $49 starter is a one-time payment. You get 30 days of full access to Grace and keep your personalized plan forever. After 30 days you can choose to upgrade to the $149 annual membership for continued access. The annual plan renews each year unless cancelled. No hidden fees either way.
What does Grace help with? +
Social Security timing, Medicare choices, whether your money will last, Roth conversions, tax planning in retirement, building a daily routine, talking with family about legacy, and using AI with confidence. If it matters to retirement, Grace has an answer.
Do I need to download an app? +
No. Grace works by phone, text, or the web. Whatever is easiest for you.
Can I cancel any time? +
Yes. One click in your account. If you're on the annual plan and cancel within 7 days, you get a full refund.
Is there a Mother's Day coupon code for Grace AI? +
Yes. Use code MOTHER2026 at checkout for $10 off the annual Grace AI plan ($149 becomes $139). Valid through May 10, 2026. The coupon applies only to the annual plan. Enter the code in the payment form where it says 'Add promotion code.' Gift Grace at myplankeeper.com/gift-mom.
How does gifting Grace AI work? +
Visit myplankeeper.com/gift-mom, choose the $49 starter (30 days) or $149 annual plan, enter her email, write a personal message, and pick delivery timing (Mother's Day or today). She gets a welcome email with instant access to Grace. Her account is created automatically.
Can I gift Grace AI to someone other than my mom? +
Absolutely. Grace is for any woman navigating retirement: your sister, a friend, stepmom, grandmother, aunt, tia, abuela, mother-in-law, or anyone ready for clarity on what comes next.
