PLEASE BE AWARE THAT THE FOLLOWING TERMS GOVERN YOUR USE OF AND ACCESS TO OUR SERVICES (DESCRIBED BELOW); YOU MAY NOT USE OR ACCESS THE SERVICES IN ANY WAY IF YOU DO NOT AGREE TO ALL OF THEM.​

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Welcome to My Plan Keeper™ Please read these rules and restrictions that govern your access to and use of our website, services, and application (collectively, the "Services"). By using our Services, you agree to be bound by these Terms. If you do not agree, please refrain from using our Services. 

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If you have any questions please contact us at info@myplankeeper.com. or by phone at: +1 (954)-466-8838 or Mail: 261 N University Dr S-500, Sunrise FL 33324

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These Terms of Use (the "Terms") are a legally binding agreement between you and My Plan Keeper. You cannot use the Services unless you agree to and accept all of the Terms. Using the Services in any way indicates that you agree to all of these Terms, which will remain in force while you use the Services. These Terms contain the conditions outlined in this document, as well as the Privacy Policy.

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Are these Terms ever changing?

We're always improving our Services, so these terms may change at any moment, but we will notify you by posting a notice on myplankeeper.com, emailing you, or other methods.


You can reject the new Terms, but you won't be able to use the Services. If you use the Services after a Terms update takes effect, you agree to all changes.

Except for our revisions, no other alteration or modification of these Terms will be effective unless in writing and signed by both parties.

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1. Overview of Our Services

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My Plan Keeper, Inc. (doing business as MyPlanKeeper.ai) ("MPKAI," "we," "our," or "us") provides financial management tools and AI-powered recommendations. These Terms apply to:

1. The website hosted on Wix (https://www.myplankeeper.ai).

2. The software and services hosted on Azure accessed via user accounts.

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2. Changes to These Terms

We may update these Terms periodically to improve our Services or for legal compliance. Any changes will be posted on our website, and we will notify you via email or in-app notifications. Continuing to use the Services after updates means you accept the revised Terms.

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3. Account Creation and Responsibilities

• Eligibility: You must be at least 18 years old (or have parental/guardian consent if under 18) to create an account.

• Account Information: You agree to provide accurate, current, and complete information during registration and keep your account details updated.

• Security: You are responsible for safeguarding your login credentials. Notify us immediately of unauthorized use of your account.

• Account Suspension: We reserve the right to suspend or terminate your account for violations of these Terms.

• Legal Capacity: By creating an account, you confirm that you are of sound mind and capable of entering into a legally binding agreement. If you are acting on behalf of someone else (e.g., an elderly family member), you confirm you have legal authorization to do so.

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4. Use of Services

You agree to:

• Use the Services for lawful purposes only.

• Not engage in any activity that could harm or interfere with the Services, other users, or our infrastructure.

You must not:

• Reproduce, copy, or redistribute any part of the Services without our explicit consent.

• Attempt to reverse-engineer, tamper with, or bypass security features of the Services.

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5. Payment Terms

• Payment Processing: Payments for subscriptions or services are processed securely via Stripe. Your payment information is not stored directly by us.

• Refund Policy: Refund requests will be reviewed individually.

• Subscription Renewals: If applicable, subscriptions renew automatically unless canceled before the next billing cycle.

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6. Intellectual Property

• All content, trademarks (including My Plan Keeper™), logos, and related materials are owned by My Plan Keeper™, Inc. or its licensors.

• You may not use, reproduce, or distribute any intellectual property without prior written consent.

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7. AI-Powered Services and Disclaimer

Our services include AI-powered features (e.g., personalized financial recommendations). By using these features, you acknowledge:

• AI-generated insights are provided for informational purposes and are not a substitute for professional financial advice.

• We are not responsible for any decisions made based on AI-generated outputs.

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8. Third-Party Services

Our Services may integrate third-party tools (such as Plaid for financial data and Stripe for payment processing). By using these services, you agree to their respective terms and privacy policies.

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9. Limitation of Liability

To the fullest extent permitted by law:

• We are not liable for any indirect, incidental, or consequential damages arising from the use of the Services.

• Our total liability for claims related to the Services is limited to the amount you paid for the Services in the past 12 months.

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10. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising out of or related to these Terms or the Services will be resolved exclusively in the courts located in Broward County, Florida.

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11. Beta & Early Adopters Program Disclaimer

Our platform may be in a Beta and early adopters phase, meaning certain features may not be fully functional or stable. You agree to use the Beta version at your own risk and provide feedback to help us improve the service.

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12. Termination of Services

We may suspend or terminate your access if you violate these Terms or if required by law. Upon termination, you will lose access to your account and data stored in the system.

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13. Children’s Privacy

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The Children's Online Privacy Protection Act ("COPPA") requires that online service providers obtain parental consent before knowingly collecting personally identifiable information online from children under the age of 13. We do not knowingly collect or solicit personally identifiable information from individuals under 18. If you are under the age of 18, please do not attempt to register for the Services or send any personal information about yourself to us.

If we learn that we have collected personal information from an individual under the age of 18, we will delete that information as quickly as possible. If you believe that an individual under the age of 18 may have provided us personal information, please contact us at:

Email: info@myplankeeper.com

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Responsible Use of AI and User Responsibility

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AI-Powered Services Disclaimer

Our Services may include AI-powered features designed to provide financial insights and empathetic support. These features are subject to the following terms:

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• AI-generated outputs are informational and should not be considered a substitute for professional advice.

• The AI does not possess human emotions and cannot offer therapeutic support or professional mental health guidance.

• If you experience financial distress or emotional difficulties, seek professional support. Our platform is not intended for crisis intervention.

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User Responsibility and Ethical Use of AI

You agree to:

• Provide accurate and truthful information when interacting with the AI-powered features.

• Refrain from using the AI for harmful, unethical, or misleading purposes.

• Understand that reliance solely on AI-generated insights carries some risks, and you should seek human validation for important decisions.

 

Contact Information

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If you have any questions about these Terms or our Services, please contact us at:
Email: info@myplankeeper.com

Phone: +1 (954)-466-8838
Mail: 261 N University Dr S-500, Sunrise FL 33324

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By continuing to use My Plan Keeper™, you acknowledge that you have read, understood, and agree to these Terms.