Carla Garcia
CRPC, CPRC
My Plan Keeper · Fort Lauderdale, FL
Carla Garcia is a CRPC, CPRC at My Plan Keeper, serving people approaching and living in retirement in Fort Lauderdale, FL. The focus goes beyond the portfolio to the whole retirement picture — Social Security and Medicare timing, income, health, purpose, and lifestyle. Carla helps clients with Social Security Optimization, Medicare Planning, Retirement Income Distribution, Financial Wellness Education, and Behavioral Finance.
Carla spent twenty years inside the financial services system — at Ameriprise, Citi, and Merrill Lynch — and saw the same gap repeat itself: the people who needed retirement guidance most were the ones the system was least designed to serve. She built Grace AI because she believed the conversation had to come before the plan. Carla works at the intersection of retirement intelligence and human trust, helping people navigate the shift from accumulating savings to turning them into income and decisions that hold up in real life.
Specialties
- Social Security Optimization
- Medicare Planning
- Retirement Income Distribution
- Financial Wellness Education
- Behavioral Finance
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Frequently asked questions
Who is Carla Garcia?
Carla Garcia is a CRPC, CPRC at My Plan Keeper in Fort Lauderdale, FL, helping people approaching and living in retirement plan across finances, health, purpose, relationships, and lifestyle.
Where is Carla Garcia located?
Carla Garcia works with My Plan Keeper and serves clients in and around Fort Lauderdale, FL.
What does Carla help with?
Carla focuses on Social Security Optimization, Medicare Planning, Retirement Income Distribution, Financial Wellness Education, and Behavioral Finance, as part of a whole-picture approach to retirement.
Can Carla help with Social Security and Medicare timing?
Yes. Carla can talk through retirement decisions such as when to claim Social Security, Medicare enrollment windows, and turning savings into retirement income. Grace, the retirement wellness assistant on this page, can answer questions any time and share a summary with Carla.