Elena Reyes
CFP®, CEPA®, Wealth Advisor, Business Owner Practice
Meridian Family Wealth · Miami, FL
Elena Reyes is a CFP®, CEPA®, Wealth Advisor, Business Owner Practice at Meridian Family Wealth, serving people approaching and living in retirement in Miami, FL. The focus goes beyond the portfolio to the whole retirement picture — Social Security and Medicare timing, income, health, purpose, and lifestyle. Elena helps clients with Business Succession Planning, Self-Employment Retirement Planning, Tax Planning & Strategy, Estate Planning, and Retirement Income Distribution.
Elena works with business owners and first-generation wealth families on the hardest transition of all — turning a business they built into a secure retirement. As a Certified Exit Planning Advisor with 15 years of experience, she helps owners plan the sale, minimize the tax hit, and figure out who they'll be after they step away. She serves families in English and Spanish and specializes in multigenerational wealth.
Specialties
- Business Succession Planning
- Self-Employment Retirement Planning
- Tax Planning & Strategy
- Estate Planning
- Retirement Income Distribution
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Frequently asked questions
What is Grace, exactly?
Grace is a conversational AI guide built for retirement education. You talk with her by voice or text about your retirement, Social Security timing, health coverage, what you want this next chapter to look like, and she helps you organize your thinking and prepare for conversations with Elena Reyes. Grace does not give financial, legal, tax, or medical advice.
How does this work?
Conversations with Grace happen in your own private, secure space, not on this public page. Once you are inside, she asks questions and helps you think through where you stand. What you choose to share can become a summary for Elena Reyes to review before your next meeting, so your time together starts further along.
Is this a real conversation or a form?
It's a conversation. Grace responds in real time to what you say. There is no fixed script or multiple-choice form. Go as deep or as brief as you like, and revisit any topic as many times as you want.
Will Grace give me financial advice?
No. Grace educates and helps you organize your thinking. She does not provide personalized investment, tax, or legal advice, and she does not recommend specific products, securities, or strategies. Advice specific to your situation comes from Elena Reyes, a licensed professional.
What does Elena Reyes see?
Only what you choose to share. Before a scheduled meeting, Grace can prepare a summary of what you've discussed so Elena Reyes can walk in already informed, but nothing is shared without your knowledge, and you control what goes into that summary.
Is my information private and secure?
Yes. You can use Grace without creating an account. When you choose to share information, it's encrypted and used only to personalize your experience. Your information is never sold, and it reaches Elena Reyes only when you choose to share it.
Can I delete my information later?
Yes. You can request deletion at any time by emailing [email protected]. We confirm within 30 days. Elena Reyes keeps their own records under their own retention policies. Ask them directly if you have questions about what they retain.
Do I have to do a voice call?
No. Voice is available if you'd rather talk it through, but everything works by text too. Use whichever feels more natural.
What does this cost me?
Nothing. This is included as part of working with Elena Reyes, at no additional cost to you.
I'm not a client of Elena Reyes yet — can I still use this?
Yes. This is available whether you're already working with Elena Reyes or just getting to know them. Either way, Grace's role stays the same, education and organization, never advice. The advice conversation happens directly with Elena Reyes.
What happens after I complete a session?
Your conversation is saved to your own private history, so you can pick up where you left off. If you're preparing for a meeting, a summary is available for Elena Reyes to review, only with your okay.
What if I need help right now?
Grace is built for ongoing conversation, not urgent or emergency situations. If something needs immediate attention, contact Elena Reyes directly, or reach out to the appropriate professional or emergency service.